1.90% Introductory Interest Rate for 9 months then reverts to Low Interest Rate of 13.49% pa. $0 Annual Fee First year then reverts to $45 pa. Balance Transfer Rate: 0% pa for up to 6 months.
Credit card processing is a service offered to banks and credit unions. These financial institutions can then offer VISA branded products to their customers.
Such centralized credit card processing allows individual merchants to collect payment from customers who use a range of credit cards from a range of issuers. And the customer benefits as they can use the one card for most of their purchasing!
VISA Inc. is one of the main three international credit card processors. It provides transaction processing as a service to financial institutions who in turn issue VISA branded products. More…
Visa started operating in USA in 1958 and in Australia in the 1980’s. It is based in San Francisco, California.
Visa Credit Cards are one of the three major brands available in Australia.
Most financial institutions offer Visa Credit Cards and most merchants accept them!
If you are interested in a VISA branded product then browse the information on this page. You will find a range of issuers and a range of products.
CompareCreditCards.com.au keeps its information up-to-date and is very easy to use.
To find the VISA Credit Card that best suits your needs:
1.90% Introductory Interest Rate for 9 months then reverts to Low Interest Rate of 13.49% pa. $0 Annual Fee First year then reverts to $45 pa. Balance Transfer Rate: 0% pa for up to 6 months.
With the Westpac Low Rate Credit Card you get an Introductory Interest Rate of 1.90% pa for 9 months then 13.49% pa thereafter.
With the Westpac Low Rate Credit Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the Westpac Low Rate Credit Card you get a 21.49% pa Cash Advance Rate.
With the Westpac Low Rate Credit Card you get up to 55 Interest Free days.
The Westpac Low Rate Credit Card has an Introductory Annual Fee of $0 for the 1st year then $45 thereafter.
Limited Time Offer:BONUS! Earn 20,000 bonus points on first spend. Complementary Qantas Frequent Flyer membership. Uncapped points. Earn 1.5 Reward Points for every $1 spent on purchases using your ANZ Frequent Flyer Platinum American Express Card and 1 for every $2 spent on purchases using you ANZ Frequent Flyer Platinum Visa card. Free Overseas Travel Insurance and Car Rental Cover. Dual card, but only one account and statement!
With the ANZ Frequent Flyer Platinum Card you get a 19.89% pa Interest Rate.
With the ANZ Frequent Flyer Platinum Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Frequent Flyer Platinum Card you get up to 55 Interest Free days.
The ANZ Frequent Flyer Platinum Card has a $295 Annual Fee.
Balance Transfer Rate of 0% pa for 3 months reverting to Cash Advance Rate. 0% Introductory Interest Rate for 3 months then reverts to LOW INTEREST RATE of 13.49% pa!
With the BoQ Low Rate Visa Card you get an Introductory Interest Rate of 0% pa for 3 months then 13.49% pa thereafter.
With the BoQ Low Rate Visa Card you get a Balance Transfer Rate of 0% pa for 3 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the BoQ Low Rate Visa Card you get a 21.49% pa Cash Advance Rate.
With the BoQ Low Rate Visa Card you get up to 55 Interest Free days.
The BoQ Low Rate Visa Card has an Introductory Annual Fee of $27 for the 1st year then $55 thereafter.
Introductory Interest Rate of 0% for 6 pa months reverting to LOW INTEREST RATE of 11.99% pa ongoing.. 2.90% Balance Transfer for 12 months reverting to Cash Advance Rate. Access to special offers and privileges. Up to 4 FREE additional card holders.
With the Citibank Clear Platinum Card you get an Introductory Interest Rate of 0% pa for 6 months then 11.99% pa thereafter.
With the Citibank Clear Platinum Card you get a Balance Transfer Rate of 0% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Clear Platinum Card you get a 21.74% pa Cash Advance Rate.
With the Citibank Clear Platinum Card you get up to 55 Interest Free days.
The Citibank Clear Platinum Card has an Introductory Annual Fee of $49 for the 1st year then $99 thereafter.
Limited Time Offer:BONUS! Earn 10,000 bonus points on first spend. Uncapped Qantas Frequent Flyer points. Dual card: ANZ / American Express, but only one account and statement! Earn 1 Reward Point for every $1 spent on purchases using your ANZ Frequent Flyer American Express Card and 1 for every $2 spent on purchases using you ANZ Frequent Flyer Visa card.
With the ANZ Frequent Flyer Card you get a 19.89% pa Interest Rate.
With the ANZ Frequent Flyer Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Frequent Flyer Card you get up to 44 Interest Free days.
Balance Transfer Rate of 1.90% pa for the first 12 months reverting to the Cash Advance Rate. $50 Annual Fee for first year (usually $99)REWARDS PROGRAM!Earn 1 Velocity point for $1 spent up to $1,500 per months and then 1 Velocity Point for every $2. PLUS other great Virgin family offers including COMPLEMENTARY flights
With the Virgin Flyer Credit Card you get a 20.99% pa Interest Rate.
With the Virgin Flyer Credit Card you get a Balance Transfer Rate of 1.90% pa for 12 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Virgin Flyer Credit Card you get a 20.99% pa Cash Advance Rate.
With the Virgin Flyer Credit Card you get up to 44 Interest Free days.
The Virgin Flyer Credit Card has an Introductory Annual Fee of $50 for the 1st year then $99 thereafter.
Interest Rate of 15.99% pa. 6.90% pa Balance Transfer Rate for 6 months reverting to Cash Advance Rate. Access to some offers and privileges.
With the Citi Clear Credit Card you get a 15.99% pa Interest Rate.
With the Citi Clear Credit Card you get a Balance Transfer Rate of 6.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citi Clear Credit Card you get a 21.74% pa Cash Advance Rate.
With the Citi Clear Credit Card you get up to 55 Interest Free days.
LOW ongoing Interest Rate (15.99% pa) .... with premium Platinum benefits: 24/7 Personal Concierge Service as well as a range of complementary shopping and travel insurances. Up to 3 FREE additional card holders.
With the St.George Platinum Visa Card you get a 15.99% pa Interest Rate.
With the St.George Platinum Visa Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the St.George Platinum Visa Card you get a 21.49% pa Cash Advance Rate.
With the St.George Platinum Visa Card you get up to 55 Interest Free days.
The St.George Platinum Visa Card has a $89 Annual Fee.
Winner of Money Magazine's 2010 'Best Transactor Credit Card'. $0 Annual Fee FOR THE LIFE OF THE CARD!Limited Time Offer: 0% Balance Transfer Rate for 6 months, reverting to 17.99% pa. FREE additional card holders.
With the HSBC Credit Card you get a 17.99% pa Interest Rate.
With the HSBC Credit Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the HSBC Credit Card you get a 21.99% pa Cash Advance Rate.
With the HSBC Credit Card you get up to 55 Interest Free days.
LOW Balance Transfer Rate for 6 months (0.99% pa). 2 Rewards Programs to choose from: Amplify Rewards or Amplify Qantas (Free Qantas FF Membership). Rewards: 1 point per $1 spent; Qantas:1 point per $2 spent. FREE additional card holder.
With the St.George Amplify Rewards Card you get a 18.74% pa Interest Rate.
With the St.George Amplify Rewards Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the St.George Amplify Rewards Card you get a 20.74% pa Cash Advance Rate.
With the St.George Amplify Rewards Card you get up to 55 Interest Free days.
The St.George Amplify Rewards Card has a $79 Annual Fee.
With the Virgin No Annual Fee Credit Card you get a 18.99% pa Interest Rate.
With the Virgin No Annual Fee Credit Card you get a Balance Transfer Rate of 2.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Virgin No Annual Fee Credit Card you get a 20.99% pa Cash Advance Rate.
With the Virgin No Annual Fee Credit Card you get up to 44 Interest Free days.
The Virgin No Annual Fee Credit Card has a $0 Annual Fee.
Limited Time Offer:Introductory Interest Rate of 0% pa for 6 months. Balance Transfer Rate of 0% pa for 6 months. $0 Annual Fee for first year. Includes a range of travel and insurance benefits .... all at no extra cost! You should check these out. Up to 9 FREE additional card holders.
With the ANZ Platinum Card you get an Introductory Interest Rate of 0% pa for 6 months then 19.39% pa thereafter.
With the ANZ Platinum Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the ANZ Platinum Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Platinum Card you get up to 55 Interest Free days.
The ANZ Platinum Card has an Introductory Annual Fee of $0 for the 1st year then $87 thereafter.
Balance Transfer Rate: 0.99% pa for up to 6 months. BONUS! 5,000 points on first spend. 2 cards: American Express + Visa. 1 point per $1 on American Express, 0.5 point per $1 on Visa card. Enjoy GOLD card privileges! One FREE additional card holder.
With the Westpac Singapore Airlines Gold Card you get a 19.49% pa Interest Rate.
With the Westpac Singapore Airlines Gold Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Singapore Airlines Gold Card you get a 20.74% pa Cash Advance Rate.
With the Westpac Singapore Airlines Gold Card you get up to 45 Interest Free days.
The Westpac Singapore Airlines Gold Card has a $125 Annual Fee.
Balance Transfer Rate: 0.99% pa for up to 6 months. 2 cards: American Express + Visa. BONUS! 10,000 points on first spend. 1.5 point per $1 on American Express, 0.5 point per $1 on Visa card. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge.
With the Westpac Singapore Airlines Platinum Card you get a 19.49% pa Interest Rate.
With the Westpac Singapore Airlines Platinum Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Singapore Airlines Platinum Card you get a 20.74% pa Cash Advance Rate.
With the Westpac Singapore Airlines Platinum Card you get up to 45 Interest Free days.
The Westpac Singapore Airlines Platinum Card has a $250 Annual Fee.
0% Introductory Interest Rate for 5 months then reverts to 19.59% pa. $0 Annual Fee First year then reverts to $30 pa. Balance Transfer Rate: 3.99% pa for up to 6 months. One FREE additional card holder.
With the Westpac 55 Day Credit Card you get an Introductory Interest Rate of 0% pa for 5 months then 19.59% pa thereafter.
With the Westpac 55 Day Credit Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac 55 Day Credit Card you get a 21.49% pa Cash Advance Rate.
With the Westpac 55 Day Credit Card you get up to 55 Interest Free days.
The Westpac 55 Day Credit Card has an Introductory Annual Fee of $0 for the 1st year then $30 thereafter.
$0 Annual Fee First year + ongoing spend based fee waiver ($20,000 or more spent per year). 1.90% Introductory Interest Rate for 12 months. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge. One FREE additional card holder.
With the Westpac 55 Day Platinum Card you get an Introductory Interest Rate of 1.90% pa for 12 months then 19.59% pa thereafter.
With the Westpac 55 Day Platinum Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac 55 Day Platinum Card you get a 21.49% pa Cash Advance Rate.
With the Westpac 55 Day Platinum Card you get up to 55 Interest Free days.
The Westpac 55 Day Platinum Card has an Introductory Annual Fee of $0 for the 1st year then $130 thereafter.
Limited Time Offer:BONUS! Earn 20,000 bonus points on first spend. Uncapped Reward Points. Dual card: ANZ / American Express, but only one account and statement! Earn 2 Reward Points for every $1 spent on purchases using your ANZ Rewards American Express Card and 1.5 for every $1 spent on purchases using you ANZ Rewards Visa card.
With the ANZ Rewards Credit Card you get a 19.89% pa Interest Rate.
With the ANZ Rewards Credit Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Rewards Credit Card you get up to 44 Interest Free days.
Limited Time Offer: BONUS! Earn 20,000 bonus points on first spend.All the benefits of the ANZ Rewards Credit Card. PLUS accelerated points earning (3 for every $1 spent on purchases using your ANZ Rewards Platinum American Express Card and 1.5 for every $1 spent on purchases using your ANZ Rewards Visa card)!! Free Overseas Travel & Medical Insurance.
With the ANZ Rewards Platinum Card you get a 19.89% pa Interest Rate.
With the ANZ Rewards Platinum Card you get a 20.99% pa Cash Advance Rate.
With the ANZ Rewards Platinum Card you get up to 55 Interest Free days.
The ANZ Rewards Platinum Card has a $149 Annual Fee.
REWARDS PROGRAM!BONUS! 5,000 Altitude Points on first spend. 2 cards: including American Express. 2 points per $1 on American Express, 1 point per $1 on other card. Balance Transfer Rate: 3.99% pa for up to 6 months. One FREE additional card holder.
With the Westpac Altitude Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Card you get up to 45 Interest Free days.
REWARDS PROGRAM!BONUS! 10,000 Altitude Points on first spend. 2 cards: including American Express. 2 points per $1 on American Express, 1 point per $1 on other card. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy GOLD card privileges! One FREE additional card holder.
With the Westpac Altitude Gold Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Gold Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Gold Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Gold Card you get up to 45 Interest Free days.
The Westpac Altitude Gold Card has a $150 Annual Fee.
REWARDS PROGRAM!BONUS! 15,000 Altitude Points on first spend. 2 cards: including American Express. 3 points per $1 on American Express, 1 point per $1 on other card. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge.
With the Westpac Altitude Platinum Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Platinum Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Platinum Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Platinum Card you get up to 45 Interest Free days.
The Westpac Altitude Platinum Card has a $295 Annual Fee.
REWARDS PROGRAM!Balance Transfer Rate of 1.90% pa for 6 months reverting to Cash Advance Rate. PLUS all the advantages of a Platinum Card + 2 points for every $1 spent. Up to 3 FREE additional card holders.
With the BoQ Platinum Card you get a 20.74% pa Interest Rate.
With the BoQ Platinum Card you get a Balance Transfer Rate of 1.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the BoQ Platinum Card you get a 21.74% pa Cash Advance Rate.
With the BoQ Platinum Card you get up to 55 Interest Free days.
BONUS! Earn 80,000 Reward Points on first spend AND a complimentary bottle of wine when you dine at participating restaurants with Citibank's dining program. 4.90% pa Balance Transfer Rate for 6 months reverting to Cash Advance Rate. REWARDS PROGRAM! Earn 2 Citibank Rewards Points per $1 spent. AND amazing access to the best Citi has to offer! This is worth looking at! Up to 4 FREE additional card holders.
With the Citibank Select Credit Card you get a 20.74% pa Interest Rate.
With the Citibank Select Credit Card you get a Balance Transfer Rate of 4.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Select Credit Card you get a 21.24% pa Cash Advance Rate.
With the Citibank Select Credit Card you get up to 55 Interest Free days.
The Citibank Select Credit Card has a $700 Annual Fee.
Earn 1 Citibank Reward Point for every $1 spent (60,000 cap per year). 6.90% pa Balance Transfer Rate for 6 months reverting to Cash Advance Rate. LOW ANNUAL FEE. Access to Dining Program (includes free bottle of wine!) and special purchase offers.
With the Citibank Rewards Credit Card Classic you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Classic you get a Balance Transfer Rate of 6.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Rewards Credit Card Classic you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Classic you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Classic has a $89 Annual Fee.
Limited Time Offer: BONUS! Earn 20,000 bonus points on first spend. Earn 1.25 Citibank Reward Points for every $1 spent (domestic) and 3 for every $1 spent (international). 250,000 points cap per year. Balance Transfer of 1.9% pa for 15 months. Reverts to Cash Advance Rate. Access to Dining Program (includes free bottle of wine!), special purchase offers and International Travel Insurance.
With the Citibank Rewards Credit Card Platinum you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Platinum you get a Balance Transfer Rate of 1.90% pa for 15 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Rewards Credit Card Platinum you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Platinum you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Platinum has a $199 Annual Fee.
Limited Time Offer: BONUS! Earn 40,000 bonus points on first spend. Earn 1.5 Citibank Reward Points for every $1 spent (domestic) and 4 for every $1 spent (international). Balance Transfer of 1.9% pa for 15 months. Reverts to Cash Advance Rate. Access to Dining Program (includes free bottle of wine!), special purchase offers and International Travel Insurance.
With the Citibank Rewards Credit Card Signature you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Signature you get a Balance Transfer Rate of 1.90% pa for 15 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Rewards Credit Card Signature you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Signature you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Signature has a $395 Annual Fee.
Limited Time Offer:Bonus! Earn 20,000 Qantas Frequent Flyer points on first eligible purchase (see conditions). Earn 2 FF points for every $1 spent overseas and at international online retailers; and 1 FF points for every $1 spent in Australia. PLUS 2 complimentary invitations to the Qantas Club Lounge per year and other travel privileges.
With the HSBC Platinum Qantas Credit Card you get a 20.99% pa Interest Rate.
With the HSBC Platinum Qantas Credit Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the HSBC Platinum Qantas Credit Card you get a 21.99% pa Cash Advance Rate.
With the HSBC Platinum Qantas Credit Card you get up to 55 Interest Free days.
The HSBC Platinum Qantas Credit Card has a $199 Annual Fee.
Earn 1.25 points per $1 spend, uncapped. Balance Transfer of 1.90% pa for the first 6 months reverting to Cash Advance Rate. PLUS complimentary International Travel Insurance, concierge service and other platinum Virgin benefits including COMPLEMENTARY flights.
With the Virgin High Flyer Credit Card you get a 20.99% pa Interest Rate.
With the Virgin High Flyer Credit Card you get a Balance Transfer Rate of 1.90% pa for 6 months.
With the Virgin High Flyer Credit Card you get a 20.99% pa Cash Advance Rate.
With the Virgin High Flyer Credit Card you get up to 44 Interest Free days.
The Virgin High Flyer Credit Card has a $249 Annual Fee.
With the Suncorp Clear Options Platinum Card you get a 20.49% pa Interest Rate.
With the Suncorp Clear Options Platinum Card you get a Balance Transfer Rate of 2.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Suncorp Clear Options Platinum Card you get a 20.74% pa Cash Advance Rate.
With the Suncorp Clear Options Platinum Card you get up to 55 Interest Free days.
The Suncorp Clear Options Platinum Card has a $205 Annual Fee.
With the CitiBusiness Gold Card you get an Introductory Interest Rate of 0% pa for 4 months then 20.74% pa thereafter.
With the CitiBusiness Gold Card you get a Balance Transfer Rate of 0% pa for 4 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the CitiBusiness Gold Card you get a 21.49% pa Cash Advance Rate.
With the CitiBusiness Gold Card you get up to 55 Interest Free days.
The CitiBusiness Gold Card has an Introductory Annual Fee of $74 for the 1st year then $149 thereafter.
These minimum requirements are intended as a guide only. Your application may still be rejected by the card issuer even if you can answer 'Yes' to all of these requirements. The final decision regarding your application is solely up to the card issuer.
