ANZ First Visa Card
General Details
Interest Rate
19.39% pa
Balance Transfer Rate
Balance Transfer Period
Cash Advance Rate
20.99% pa
Interest Free Days (Up to)
44
Annual Fee
$30
Editor's Review
A simple, ideal first time credit card. Up to 3 FREE additional card holders.
Features
- Introductory Offer
- Balance Transfer Offer
- Low Interest Rate
- Business Credit Card
- Rewards Program
- Frequent Flyer Program
- Sign Up Bonus
- Cash Back Offer
- Gold Card
- Platinum Card
Other Things You Should Know
Additional Card Holder
Minimum Credit Limit
$1,000
Maximum Credit Limit
Minimum Repayment
2%/$10
Cash Advance Fee - Australia
2%
Cash Advance Fee - Overseas
Foreign Transaction Fee
3%
Duplicate Statement Fee
$0
Late Payment Fee
$20
Over Limit Fee
$20
Dishonour Fee
$9
Transaction Verification Fee
$0
Minimum Requirements
Resident/Citizen
Australia
Minimum Age
18
Taxable Income
$15,000
Credit Rating
Good
Credit Card Comparison
The following table shows how the ANZ First Visa Card compares with The "Average" Credit Card (its values are calculated using data from CompareCreditCards.com.au)| Credit Card | Interest | Balance Transfer | Cash Advance | Interest | Annual | ||
|---|---|---|---|---|---|---|---|
| Rate (pa) | Rate (pa) | Period | Rate (pa) | Free (up to) | Fee | ||
| ANZ First Visa Card | 19.39% | N/A | 20.99% | 44 days | $30 | |
 | The "Average" Credit Card | 18% | 2% | 7 months | 21% | 52 days | $123 |
