Business Credit Cards

Easy as 1 2 3

Business Credit Cards are designed for small businesses and operate on the same principles as a personal credit card. The difference is that it is the business which is responsible for the debt – not the individual who holds the card. More…

An important similarity to a personal credit card is that:
you can apply for one of these Business Credit Cards on-line!

Also, Business Credit Cards are used in the same way as personal ones: The card holder can purchase goods and services in person, on-line or over the phone!

There are a range of benefits for small business in setting up a Business Credit Card. These include:

  • Increased credit limits to match the needs of your business
  • Increased purchasing power
  • Enhanced record keeping which allows simplified tracking of expenses – great at tax time!
  • Multiple cards for multiple employees
  • Individualised conditions for individual employees (eg vary their credit limits)
  • Management reports
  • Reward points build quickly (if applicable)
  • Special offers!

And finally, having a Business Credit Card assists in establishing your business credit history –

… just make sure that you are a good client – pay the minimum payment on time!

In order to choose the best Business Credit Card for your business’ needs think ahead! Be clear on how you plan to run the business and your cash flow as this dictates the conditions that best suit.

When applying for a Business Credit Card you need to be able to supply an Australian Business Number.

Compare Business Credit Cards > Select > Apply Online

Credit Card Interest Rate (pa) Balance Transfer Cash Advance Rate (pa) Interest Free
(Up to)
Annual Fee

CitiBusiness Gold Card

  • visa
 
With the CitiBusiness Gold Card you get an Introductory Interest Rate of 0% pa for 4 months then 20.74% pa thereafter.
With the CitiBusiness Gold Card you get a Balance Transfer Rate of 0% pa for 4 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the CitiBusiness Gold Card you get a 21.49% pa Cash Advance Rate.
With the CitiBusiness Gold Card you get up to 55 Interest Free days.
The CitiBusiness Gold Card has an Introductory Annual Fee of $74 for the 1st year then $149 thereafter.
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