Westpac Credit Cards

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Most Popular Westpac Credit Card *

Westpac Low Rate Credit Card

1.90% Introductory Interest Rate for 9 months then reverts to Low Interest Rate of 13.49% pa. $0 Annual Fee First year then reverts to $45 pa. Balance Transfer Rate: 0% pa for up to 6 months.

General Details

Interest Rate
Balance Transfer Rate
0% pa
Balance Transfer Period
6 months
Cash Advance Rate
21.49% pa
Interest Free Days
55
Annual Fee
$0

CompareCreditCards.com.au displays a comprehensive range of detail about the many different Westpac Credit Cards. This level of detail enables you to compare the many products on offer before making the decision about which credit card product best suits your needs.

Westpac is one of Australia’s ‘big four’ banks, it is the second largest bank in New Zealand and it also has an international presence. More…

Westpac was founded in 1817 as the Bank of New South Wales. It provides the full range of financial services and products including credit cards.

Compare Westpac Credit Cards > Select > Apply Online

Credit Card Interest Rate (pa) Balance Transfer Cash Advance Rate (pa) Interest Free
(Up to)
Annual Fee

Westpac Low Rate Credit Card  

  • visa
  • mastercard

1.90% Introductory Interest Rate for 9 months then reverts to Low Interest Rate of 13.49% pa. $0 Annual Fee First year then reverts to $45 pa. Balance Transfer Rate: 0% pa for up to 6 months.

With the Westpac Low Rate Credit Card you get an Introductory Interest Rate of 1.90% pa for 9 months then 13.49% pa thereafter.
With the Westpac Low Rate Credit Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the Westpac Low Rate Credit Card you get a 21.49% pa Cash Advance Rate.
With the Westpac Low Rate Credit Card you get up to 55 Interest Free days.
The Westpac Low Rate Credit Card has an Introductory Annual Fee of $0 for the 1st year then $45 thereafter.

Westpac Earth Platinum Card  

  • amex
  • mastercard

FREQUENT FLYER PROGRAM! Limited Time Offer: BONUS! Earn 33,000 QFF points on first spend. 2 cards: American Express + MasterCard. 1.5 point per $1 on American Express, 0.5 point per $1 on MasterCard. Balance Transfer Rate: 0.99% pa for up to 6 months. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge. One FREE additional card holder.

With the Westpac Earth Platinum Card you get a 19.99% pa Interest Rate.
With the Westpac Earth Platinum Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Earth Platinum Card you get a 21.49% pa Cash Advance Rate.
With the Westpac Earth Platinum Card you get up to 45 Interest Free days.
The Westpac Earth Platinum Card has a $250 Annual Fee.

Westpac Singapore Airlines Gold Card

  • amex
  • visa

Balance Transfer Rate: 0.99% pa for up to 6 months. BONUS! 5,000 points on first spend. 2 cards: American Express + Visa. 1 point per $1 on American Express, 0.5 point per $1 on Visa card. Enjoy GOLD card privileges! One FREE additional card holder.

With the Westpac Singapore Airlines Gold Card you get a 19.49% pa Interest Rate.
With the Westpac Singapore Airlines Gold Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Singapore Airlines Gold Card you get a 20.74% pa Cash Advance Rate.
With the Westpac Singapore Airlines Gold Card you get up to 45 Interest Free days.
The Westpac Singapore Airlines Gold Card has a $125 Annual Fee.
  • amex
  • visa

Balance Transfer Rate: 0.99% pa for up to 6 months. 2 cards: American Express + Visa. BONUS! 10,000 points on first spend. 1.5 point per $1 on American Express, 0.5 point per $1 on Visa card. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge.

With the Westpac Singapore Airlines Platinum Card you get a 19.49% pa Interest Rate.
With the Westpac Singapore Airlines Platinum Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Singapore Airlines Platinum Card you get a 20.74% pa Cash Advance Rate.
With the Westpac Singapore Airlines Platinum Card you get up to 45 Interest Free days.
The Westpac Singapore Airlines Platinum Card has a $250 Annual Fee.

Westpac 55 Day Credit Card

  • visa
  • mastercard

0% Introductory Interest Rate for 5 months then reverts to 19.59% pa. $0 Annual Fee First year then reverts to $30 pa. Balance Transfer Rate: 3.99% pa for up to 6 months. One FREE additional card holder.

With the Westpac 55 Day Credit Card you get an Introductory Interest Rate of 0% pa for 5 months then 19.59% pa thereafter.
With the Westpac 55 Day Credit Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac 55 Day Credit Card you get a 21.49% pa Cash Advance Rate.
With the Westpac 55 Day Credit Card you get up to 55 Interest Free days.
The Westpac 55 Day Credit Card has an Introductory Annual Fee of $0 for the 1st year then $30 thereafter.

Westpac 55 Day Gold Card

  • visa
  • mastercard

$0 Annual Fee First year. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy GOLD card privileges! One FREE additional card holder.

With the Westpac 55 Day Gold Card you get a 19.59% pa Interest Rate.
With the Westpac 55 Day Gold Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac 55 Day Gold Card you get a 21.49% pa Cash Advance Rate.
With the Westpac 55 Day Gold Card you get up to 55 Interest Free days.
The Westpac 55 Day Gold Card has an Introductory Annual Fee of $0 for the 1st year then $90 thereafter.

Westpac 55 Day Platinum Card

  • visa

$0 Annual Fee First year + ongoing spend based fee waiver ($20,000 or more spent per year). 1.90% Introductory Interest Rate for 12 months. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge. One FREE additional card holder.

With the Westpac 55 Day Platinum Card you get an Introductory Interest Rate of 1.90% pa for 12 months then 19.59% pa thereafter.
With the Westpac 55 Day Platinum Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac 55 Day Platinum Card you get a 21.49% pa Cash Advance Rate.
With the Westpac 55 Day Platinum Card you get up to 55 Interest Free days.
The Westpac 55 Day Platinum Card has an Introductory Annual Fee of $0 for the 1st year then $130 thereafter.

Westpac Altitude Card

  • amex
  • visa
  • mastercard

REWARDS PROGRAM! BONUS! 5,000 Altitude Points on first spend. 2 cards: including American Express. 2 points per $1 on American Express, 1 point per $1 on other card. Balance Transfer Rate: 3.99% pa for up to 6 months. One FREE additional card holder.

With the Westpac Altitude Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Card you get up to 45 Interest Free days.
The Westpac Altitude Card has a $100 Annual Fee.

Westpac Altitude Gold Card

  • amex
  • visa
  • mastercard

REWARDS PROGRAM! BONUS! 10,000 Altitude Points on first spend. 2 cards: including American Express. 2 points per $1 on American Express, 1 point per $1 on other card. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy GOLD card privileges! One FREE additional card holder.

With the Westpac Altitude Gold Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Gold Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Gold Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Gold Card you get up to 45 Interest Free days.
The Westpac Altitude Gold Card has a $150 Annual Fee.

Westpac Altitude Platinum Card

  • amex
  • visa
  • mastercard

REWARDS PROGRAM! BONUS! 15,000 Altitude Points on first spend. 2 cards: including American Express. 3 points per $1 on American Express, 1 point per $1 on other card. Balance Transfer Rate: 3.99% pa for up to 6 months. Enjoy PLATINUM card privileges including 24/7 Altitude Platinum Concierge.

With the Westpac Altitude Platinum Card you get a 19.99% pa Interest Rate.
With the Westpac Altitude Platinum Card you get a Balance Transfer Rate of 3.99% pa for 6 months.
With the Westpac Altitude Platinum Card you get a 21.59% pa Cash Advance Rate.
With the Westpac Altitude Platinum Card you get up to 45 Interest Free days.
The Westpac Altitude Platinum Card has a $295 Annual Fee.

Westpac Earth Card

  • amex
  • mastercard

FREQUENT FLYER PROGRAM! 2 cards: American Express + MasterCard. 1 point per $1 on American Express, 1 point per $2 on MasterCard. Balance Transfer Rate: 0.99% pa for up to 6 months. One FREE additional card holder.

With the Westpac Earth Card you get a 19.99% pa Interest Rate.
With the Westpac Earth Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Earth Card you get a 21.49% pa Cash Advance Rate.
With the Westpac Earth Card you get up to 45 Interest Free days.
The Westpac Earth Card has a $75 Annual Fee.

Westpac Earth Gold Card

  • amex
  • mastercard

FREQUENT FLYER PROGRAM! 2 cards: American Express + MasterCard. 1 point per $1 on American Express, 1 point per $2 on MasterCard. Balance Transfer Rate: 0.99% pa for up to 6 months. Enjoy GOLD card privileges! One FREE additional card holder.

With the Westpac Earth Gold Card you get a 19.99% pa Interest Rate.
With the Westpac Earth Gold Card you get a Balance Transfer Rate of 0.99% pa for 6 months.
With the Westpac Earth Gold Card you get a 21.49% pa Cash Advance Rate.
With the Westpac Earth Gold Card you get up to 45 Interest Free days.
The Westpac Earth Gold Card has a $125 Annual Fee.
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